Life Insurance Matters, Even Without Dependents. Life insurance isn't just for those with dependents – it's a crucial tool for securing your financial future, regardless of your family situation! Check out our latest blog post to learn more.

Choosing the right life insurance policy is a crucial decision that can provide financial security and peace of mind for you and your loved ones. At Perkins Insurance, we understand that navigating the world of life insurance can be overwhelming, which is why we're here to break down the differences between two popular options: term life insurance and whole life insurance.

In the complex landscape of insurance, finding the right coverage that suits your unique needs and budget can be a challenging task. One approach that stands out for its numerous benefits is working with an independent insurance agent. Independent professionals, who are not tied to a single insurance company, offer a range of advantages that can make your insurance experience more personalized, efficient, and cost-effective.

The insurance industry in 2023 witnessed significant changes and developments, impacting both the personal/family and commercial insurance sectors. This month we touch upon the key trends and shifts that characterized the industry, with a focus on aspects relevant to Texas, Tennessee, and our Perkins Insurance customers.

As the seasons change and life evolves, it's easy to overlook the importance of reviewing your insurance policies regularly. Perkins Insurance understands that life's uncertainties demand a dynamic approach to coverage. We want to emphasize the crucial need for an annual insurance policy review.

The holiday season is a time of joy, celebration, and togetherness. It's a time when homes and businesses get adorned with festive decorations, and families gather to create lasting memories. However, amidst all the merriment, potential risks can threaten the safety and security of your home and family. To enjoy a worry-free holiday season, it's helpful to be aware of these common insurance risks.

The world of insurance is a dynamic one, constantly evolving and adapting to new challenges. In recent times, the homeowners' insurance market in the United States has faced unprecedented challenges. AM Best, the world’s largest credit rating agency for insurance, recently downgraded the entire homeowners' market, causing the outlook to shift from stable to negative.